About The Author

Marcy Einhorn is an attorney, author, and motivational speaker on issues of consumer debt and the law.

“I wrote this handbook in order to give defendants in consumer-credit litigation the information they need to protect their legal rights and achieve a fair outcome.”

Ms. Einhorn is available as a speaker on debt and the law, and can be reached through the Contact Us link on this website, or by emailing her at marcy@nylifeordebt.com

Ms. Einhorn has many years of experience as an attorney and consumer advocate.  Below is her c.v.  Please contact us to invite Ms. Einhorn to speak at a workshop or seminar.

 

Marcy Einhorn Enterprises, LLC

New York, NY 10009

 

Challenge:  Deliver basic legal literacy information to a variety of audiences in easily accessible written and oral formats.

 

Solution:  Promote fairness in the debt collection process by informing unrepresented consumers about court procedures and their rights and responsibilities.  Expedite court proceedings by narrowing the issues for consumer debtors before they appear in court.

 

•Offer practical suggestions for communicating with creditors and deciphering jargon in legal papers and in the courthouse.

•Explain time limits for taking action in a lawsuit, the consequences when a time limit has been missed, and possible courses of action for remedying missteps in the legal process.

•Describe the types of help the courts can offer debtors during the litigation, including relief from wrongful lawsuits, abusive discovery, and unreasonable settlement demands.

•Explain how to ask for help from the court and what to expect after a request has been made.

 

Results:  Unrepresented consumers are better prepared to engage in the debt collection and litigation process, preserving their rights and thereby reducing confusion and court delays.
 Court Attorney (1992- 2010)

New York Supreme Court Law Department

Yonkers City Court

Challenge:  Provide support to the judiciary in two of New York State’s busiest trial courts.

 

Responsibilities:  Authored judges’ decisions in pending cases, consistent with direction and input from the presiding justice in each case, for the particular judge’s signature.  Presided over discovery disputes in complex cases.

 

Results:

•Expedited the resolution of complex litigation.

•Narrowed the issues to be litigated.

•Saved the courts and litigants time and money.

•Applied the rule of law to disputes in a wide range of industries, involving outcomes ranging from the personal, and routine, to those

having high dollar values, or wider social impact.

•Wrote precedent-setting case law.

•Defined the parties’ discovery rights and obligations.

•Eliminated the opportunity for delay and abuse of the discovery process.

•Set time frames for performance.

•Identified key witnesses and documents.

•Directed the parties to exchange information under court order.

 

 

 

Resources and Works in Progress

Author, What to Do When Creditors Sue! The Completely Unofficial New York State Debtor’s Litigation Handbook, © 2008, Marcy Einhorn Enterprises, LLC, New York, NY.  A concise, easy-to-read, step-by-step explanation of court proceedings for self-represented consumer litigants in debt collection lawsuits.

 

•Legal Literacy for Consumers, monthly e-newsletter •www.nylifeordebt.com

•www.ezinearticles.com •twitter @marcyesque •Blog: www.nylifeordebt.com •5-part series on financial literacy, Town & Village, Hagedorn Publications, March 2011

 

Events

Speaker:  “Tools to Use in Court,” Coalition for Debtor Education, Financial Literacy Volunteers Meeting, January 2012.  CLE Presenter:  Recent Developments in Consumer Protection Law:  Leveling the Playing Field.  Women’s Bar Association of the State of New York, Annual Convention, May 2011.  Keynote Speaker:  Recent Developments in Consumer Protection Law, Fordham University School of Law, Coalition for Debtor Education, Law Clinic Volunteers’ Luncheon, April 2011.  Keynote Speaker: “Tools to Use in Court,” based on my e-book, What To Do When Creditors Sue!, Financial Planners Association of New York, Pro Bono Committee Meeting, January 2011.  Speaker:  “Tools to Use in Court,”  House Meetings, Sanctuary for Families, NYC, NY, 2010, 2011; inMotion, Inc., NYC, NY, 2009; Sol Goldman YMHA, NYC, NY, 2008, 2009; GOLES, NYC, NY 2008.

 

Volunteer

Fordham University Law School

Consumer Debt Clinic

Volunteer in Bronx County Supreme Court at Fordham Law School’s Consumer Law Clinic. One-on-one counseling with consumers who are defendants in pending consumer debt litigation.  Advise and inform on court practice and procedure, and the rights and responsibilities of debtors/litigants.

 

Bar Admissions: United States Supreme Court; U.S. District Court (Eastern and Southern Districts); New York State.

 

Education: St. John’s University School of Law, Juris Doctor.  SUNY Stony Brook, BA, English.